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DIT Systems and SMART Telecom

launch mobile microloans service

in Burundi

Digital Innovation Technology Systems (ISTD) Ltd. ("DIT Systems"), developer, integrator and aggregator of sophisticated VAS and telecommunications solutions, have partnered with Smart East Africa, the people’s network, to launch "SMART NDEPANA", a new mobile microloan service for customers in Burundi. From August 26, 2016, SMART NDEPANA will give all pre-paid SMART subscribers access to advance airtime loans, enabling them to continue to use SMART services without interruption, even with low or zero balances.

SMART NDEPANA allows customers to receive mobile loans either on request or automatically via free subscription. If requested, the subscriber will receive an SMS with a tailored, based in their spending habits, loan offer whenever their balance is close to zero, and will be able to request the desired amount up to the sum indicated in the offer. If automatically subscribed, the maximum loan available to the subscriber will be automatically credited to their account whenever the balance is close to zero. To request a tailored loan or subscribe to the automatic loan service, the subscriber only has to send a simple USSD or SMS command. Using the same command, they will also be able to check loan eligibility, debt status, and request a specific or maximum available amount to be advanced.

The SMART NDEPANA service is available to all pre-paid SMART subscribers who have been active for at least 180 days and who have topped-up their account at least once in the last 30 days.

About Smart East Africa

SMART Group is headquartered in Uganda with additional operations in Burundi and Tanzania.


Smart combines innovative, customer-focused products and services with East Africa’s only unified network operating in Burundi, Tanzania and Uganda. Since entering the region, Smart has already surpassed 1 million subscribers, and continues to invest in upgrading and expanding its network, having already invested $50 million to date. Smart is the true “people’s network”, committed to providing products and services that meet the evolving needs and aspirations of East Africans, to building human capacity and to improving the wellbeing of communities in the region.

Smart’s major shareholder is the Aga Khan Fund for Economic Development (AKFED), part of the Aga Khan Development Network. AKFED builds economically sound enterprises and promotes entrepreneurship in the developing world. Providing employment opportunities and improving the lives of East Africans, AKFED’s investments in the region include the SEACOM submarine cable venture, Serena Hotels, Diamond Trust Bank, Jubilee Insurance Group, the Tsavo and Bujugali power plants, and the Nation Media Group. AKFED has extensive knowledge and experience in the telecommunications industry as the majority shareholder of Roshan, Afghanistan’s leading total communications provider and a significant stakeholder in TCell, the leading operator in Tajikistan.

For more information about Smart East Africa, please visit

SMART Group COO Akbar Ladak indicated, "Being the peoples network, SMART is always on the look out for new and innovative means to enhance our customers usage experience. With the economic challenges faced by the people of Burundi in the recent times we felt the need to find a solution to keep our customers constantly connected. SMART NDEPANA is a service that will allow customer to borrow airtime when access is limited, we are proud to partner with DIT Systems to deliver this services to the people of Burundi."

"We are glad for the opportunity to support and contribute to the competitive advantage of our partners at Smart East Africa, and we look forward with optimism at the perspective of further development of this partnership within the frames of realization of a whole range of additional benefits and capabilities of DIT Dynamic Loan Solution, as well as within the frames of other innovative solutions of DIT Systems, which without doubts would be positively met by Smart East Africa subscribers and will assure a positive commercial and strategic affect for Smart East Africa and for DIT Systems" – said Viachyslav Ostrovsky, the CEO of DIT Systems.

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